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Guides for Indian Families

Plain-English answers to the money questions families don't talk about — until it's too late. No jargon, no scare tactics. Just what you need to make sure your hard-earned money reaches the people you love.

Unclaimed Money in India: How to Find & Claim It

Over ₹78,000 crore lies unclaimed in Indian banks alone — plus forgotten shares, insurance and mutual funds. How to search the RBI UDGAM and IEPF portals, how families claim it, and how to make sure your own money is never lost. Read the guide →

Nominee vs Legal Heir in India

A nominee is usually a trustee, not the owner — they receive your money to hold it for your legal heirs. Get this wrong and families end up in disputes. What the difference means for your bank, shares, mutual funds and insurance. Read the guide →

What Happens to Your Accounts After Death in India

Bank accounts, FDs, mutual funds, insurance, EPF, NPS and property — what your family needs to claim each one, why information (not paperwork) is the real bottleneck, and a simple checklist to fix it now. Read the guide →

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