How Nivi Works

Your legacy, in your control — from today until the handover.

During your life

Digital space - create encrypted spaces for assets and memories

Create your space and organise your life

Set up a space and sort your assets, liabilities, duties, and memories into separate spaces — one for your children, another for your spouse, your relatives, an organisation, or however you see fit.

Add loved one to your legacy - assign who receives your space

Add loved ones

Register the people who should inherit your digital legacy. Add their contact details, verify their identity with a government ID and face photo. Then assign specific items or entire spaces to each loved one.

Set your check-in rhythm - decide how often Nivi checks in with you

Set your check-in rhythm

Decide how often Nivi should check in with you — daily, weekly, or monthly. A single tap each time confirms you're around. If you ever stop responding, this is the gentle signal that quietly sets your legacy plan in motion.

Keep your space updated - add and organise items over time

Keep it up to date

Life changes, and your space changes with it. Add new items, update existing ones, and reorganise spaces whenever you need to — your space grows with you over the years.

Private safe in your pocket - encrypted space on your phone

A private safe in your pocket

Think of Nivi as a safe that travels with you. The moment you type anything, Nivi locks it up tight — encrypted on your device before it ever reaches us, so we never see your content. Your key is yours in everyday use; we keep it safely escrowed and encrypted only so your loved ones can inherit, and only ever unlock it through a strict, audited process after a verified death certificate.

After you

When the time comes

We check in with you - missed check-ins start a gentle reminder window

We check in with you

When you miss a check-in, Nivi reaches out to you. A single tap or sign-in confirms you're fine and stops everything in its tracks.

We remind you daily across a waiting window before anything happens

We remind you, daily

If you still don't respond, Nivi sends daily reminders across a waiting window — by notification and email, with a text message in the final days. Any check-in during this time cancels the process completely.

Your loved ones are notified with a private claim code

Your loved ones are notified

If the waiting window passes with no response from you, Nivi reaches out to the loved ones you chose — using the contact details you saved — and gives each of them a private claim code to begin.

A loved one downloads Nivi and submits a death certificate

A certificate is submitted

A loved one downloads Nivi, enters their claim code, and uploads an official death certificate. Nivi's team then reviews it by hand — a real person, not an algorithm, confirms before anything is released.

Identity verification - face and ID check for loved ones

Identity verification

We verify each loved one's identity by matching their face against the photo you stored. If you recorded a government ID, we ask them to present it. Once everything checks out, they can access what you assigned them.

Access released - space handed to verified loved ones

Access is released

Once the certificate is approved and each loved one's identity is confirmed, they can access the items you assigned them. No committees, no middlemen — your legacy simply reaches the right hands, exactly as you intended.

Six steps to get started

Create account - sign up for Nivi digital space

Create Your Account

Sign up with your email and phone number. Verify your identity with a one-time code sent to both. Set up multi-factor authentication for an extra layer of security.

Set space password - only you hold the key

Set Your Password

Choose a strong password that only you know. This password protects your space and keeps your data safe. Nivi never sees or stores your password — your space stays yours and yours only.

Add items to space - assets, documents, memories

Create Spaces & Add Items

Organise your life into spaces (spaces). Within each space, add assets (bank accounts, insurance, property, crypto), liabilities (loans, credit cards), duties (bills, subscriptions), and memories (letters, photos, journals). Everything is protected with advanced end-to-end encryption.

Add loved ones - assign who receives your legacy

Add Loved Ones

Register the people who should inherit your digital legacy. Add their contact information, verify their identity with a government ID and face photo. Then assign specific items or entire spaces to each loved one.

Choose your loved ones who will inherit your space

Choose Your Loved Ones

Add the people who should inherit your legacy and assign each of them specific items or entire spaces. They aren't contacted unless the time truly comes — and even then, your space stays protected by your password until access is formally released.

Check-in schedule - set your inactivity interval

Set Your Check-In Schedule

Define how often you want to check in (daily, weekly, monthly — you choose). If you stop checking in, Nivi reminds you daily across a waiting window. Only if that window passes does it notify your loved ones — and access is released after one of them submits a death certificate that our team verifies.

Safe and secure - zero-knowledge space protection

What Makes Nivi Different

Unlike traditional estate planning tools, Nivi is built so that no one — not even us — can see your data. Here's what that means for you.

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We Can't Read Your Data

Your data is protected with advanced end-to-end encryption. Our servers only ever store encrypted data — we cannot read it.

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கட்டுப்பாடு உங்கள் கையில்

Nothing happens while you're active. A single check-in or sign-in instantly cancels any handover already underway — you're always one tap away from stopping the process.

சரிபார்க்கப்பட்ட ஒப்படைப்பு

Access is only released after a loved one submits an official death certificate and a member of our team reviews and approves it by hand.

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Verified Loved Ones

Loved ones are not informed until access is released. When the time comes, face verification ensures the right person receives your legacy.

Secure your legacy - digital space for assets and loved ones

Ready to Protect Your Legacy?

Download Nivi and set up your first space in under five minutes.

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