If something happened to you tomorrow,
would your family find everything?
Bank accounts, insurance policies, mutual funds, property papers, passwords — kept in one secure place your family can actually reach. Encrypted on your device, so even Nivi can't see it. Built for India and Indians abroad.
Everything You Need
One Place for Everything That Matters
Your family can't claim what they don't know exists. Nivi keeps your accounts, policies, investments, property papers, and passwords organized and encrypted in one place — useful to you today, and reachable by the people you choose if you're ever not around. Legacy planning made simple, made for India.
Encrypted Spaces
Create spaces for your assets, liabilities, duties, and memories. Everything is protected with advanced end-to-end encryption.
Loved One Management
Add loved ones with verified identities. Assign specific assets or memories to specific people with granular control.
Verified Handover
When you stop checking in, Nivi reminds you, then notifies your loved ones. Access is released only after a loved one submits an official death certificate and our team verifies it — no one sees your information before then, not even Nivi.
Memories & Letters
Store photos, journal entries, video messages, and personal letters. Leave behind more than just assets — leave your story.
Check-In Monitoring
Set a check-in interval. If you stop responding, Nivi reminds you daily across a waiting window before anything happens. Loved ones are only notified after that window passes — and access is released only after a verified death certificate.
Face Verification
Biometric face verification adds an extra layer of identity assurance for loved ones when the time comes to access your space.
Secure Storage
What is a Digital Space?
A digital space is encrypted storage for your important information — assets, documents, photos, and memories. Unlike a physical safe, it travels with you. Nivi is a zero-knowledge digital space: we never see your data. Only you hold the key. When the time comes, your legacy reaches your loved ones — securely.
Learn more about digital spaces and how Nivi keeps your safe protected.
The Problem in India
₹78,000 crore is lying unclaimed — because families never knew
Across India, tens of thousands of crores sit unclaimed in banks, insurance, mutual funds, and shares — money that families never received, simply because no one knew the account existed. A single forgotten FD, an old LIC policy, a demat account, a UPI wallet — if it isn't written down somewhere your family can find, it's as good as lost.
Scattered Everywhere
Bank accounts, FDs, mutual funds, insurance, PF, property, gold, crypto, passwords — spread across apps, lockers, and your memory. No one place has all of it.
Nominee Isn't Enough
A nominee is only a trustee — and most accounts have none, or an outdated one. Your family still has to know where to look before they can claim anything.
Families Live Apart
Children abroad, parents in India. When something happens, the people who need access are often the furthest from the paperwork. Nivi closes that distance.
Nivi makes sure the answer to "where is everything?" is never lost with you — securely, privately, and only for the people you choose.
Security First
Your Privacy. Zero Compromise.
Your data is protected with advanced end-to-end encryption. Our servers cannot read your data — by design.
Zero-Knowledge Encryption
Your data is protected with advanced end-to-end encryption. Our servers only ever store encrypted data that we cannot read.
You Stay in Control
Nothing happens while you're active. A single check-in or sign-in instantly cancels any handover already underway — you're always one tap away from stopping the process.
No Backdoors
Even Nivi's servers cannot decrypt your space. Your encryption key is yours alone, and your recovery question lets you restore access if you forget your password.
Biometric Lock
Protect app access with FaceID or TouchID. Your credentials are stored securely on your device.
Start Protecting Your Legacy Today
Download Nivi and set up your digital space in under five minutes. Legacy planning made simple. It's free to get started. Available on iOS and Android.
Who Is Nivi For?
Everyone Has a Legacy Worth Protecting
Whether you're a parent, a business owner, or someone who values privacy — Nivi helps you organise, secure, and pass on what matters most.
Parents & Families
Store bank accounts, insurance policies, property details, and personal letters for your children and spouse. If something happens to you, your family gets exactly what they need — securely and automatically.
Business Owners
Keep business credentials, partnership agreements, and operational details organised. Assign a trusted partner or your accountant as a loved one. Business continuity, planned.
Privacy-Conscious Individuals
Nivi uses zero-knowledge encryption — we cannot see your data, even if we wanted to. No ads, no data mining, no backdoors. Your space is yours alone.
How Nivi Compares
Nivi vs Other Storage Solutions
Not all storage is equal. Here's how Nivi's digital space differs from common alternatives.
Nivi vs Cloud Storage
Cloud providers (Google Drive, iCloud, Dropbox) can access your files. Nivi encrypts everything on your device first — the server only stores encrypted data it cannot read. Plus, Nivi adds legacy planning: who gets what, and when.
Nivi vs Password Managers
Password managers store login credentials. Nivi stores your entire life — assets, liabilities, documents, memories, and personal messages — with built-in legacy planning and verified, certificate-based handover.
Nivi vs Traditional Wills
Wills handle legal inheritance but not digital assets or personal messages. Nivi complements your will by securing documents, photos, videos, and instructions — and automating the handover to verified loved ones.